Equipment Finance Calculator

Fast, Flexible Equipment Financing for Your Business

Looking to invest in new machinery, vehicles, or technology without the upfront cost? Our Equipment Finance Calculator helps you estimate your monthly repayments in just a few clicks. Whether you're upgrading construction tools, agricultural equipment, or medical devices, financing lets you preserve cash flow while acquiring the tools you need to grow.


How It Works

Simply enter the equipment cost, loan term, interest rate, and any deposit or residual value. The calculator will instantly show your estimated monthly payment, total cost of finance, and repayment schedule. It’s the easiest way to plan your purchase and compare financing options.


Why Finance Equipment?

  • Preserve working capital for other areas of your business
  • Access the latest technology without large upfront costs
  • Flexible terms to suit your cash flow
  • Potential tax benefits depending on your jurisdiction

Ready to Take the Next Step?

Once you’ve estimated your repayments, speak with one of our finance specialists to get tailored quotes and approval options. We partner with a wide range of lenders to find the best deal for your business needs.

Equipment FinanceCalculator

Select loan terms

*Percentage of loan amount paid at end

Loan Summary

Monthly Payment

$2,364.94

Total Payment

$115,137.67

Total Interest

$15,137.64

#Payment ($)Interest ($)Principal ($)Balance ($)
12,364.94625.001,739.9498,260.06
22,364.94614.131,750.8196,509.25
32,364.94603.181,761.7694,747.49
42,364.94592.171,772.7792,974.72
52,364.94581.091,783.8591,190.87
62,364.94569.941,795.0089,395.87
72,364.94558.721,806.2287,589.65
82,364.94547.441,817.5085,772.15
92,364.94536.081,828.8683,943.29
102,364.94524.651,840.2982,103.00
112,364.94513.141,851.8080,251.20
122,364.94501.571,863.3778,387.83

YearTotal Payments ($)Total Interest ($)Total Principal ($)Remaining Balance ($)
128,379.226,767.1121,612.1178,387.83
228,379.225,089.3023,289.9255,097.85
Final28,379.223,281.2325,097.9929,999.80
Balloon30,000.000.0030,000.000.00