Lend of Credit Calculator

Understand Your Credit Costs with Our Line of Credit Calculator

A line of credit offers flexible access to funds — but understanding how much it costs can be tricky. Our Line of Credit Calculator helps you estimate interest charges and repayment amounts based on your credit limit, drawdown amount, interest rate, and repayment terms.

Why Use a Line of Credit?

• Flexible access to funds when you need them
• Pay interest only on what you use
• Great for managing cash flow or short-term expenses
• Available for personal or business use

How the Calculator Works

Enter your credit limit, how much you plan to borrow, the interest rate, and your repayment schedule. You'll instantly see estimated monthly interest, total cost, and how different draw amounts affect your repayments.

Make Informed Borrowing Decisions

Whether you're exploring a personal line of credit or a business credit facility, our calculator helps you budget smarter. Once you have an estimate, connect with a lender to discuss your options and get approved.